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minimum auto insurance washington state

If you live in Washington state you've likely heard of the 25/50/10 coverage. This is a reflection of the minimum amount of liability coverage that are mandated to have under state law. Most people who see the value in having more, but at a cost. Find the best insurance at the lowest price possible is the main goal of any driver.

Some tips that may prove fruitful when comparing insurance policies are:

• If a company gives you a quote that is much lower than anything else, do some research. It is important to make sure that the agent and the car insurance company licensed to do business in Washington State. You do not want to get involved with a company that is operating unlawfully.

• Stick to your guns to make an appointment. Many agents are very persuasive and try to convince you that you need additional coverage. Request a quote for a specific amount of coverage for each agent and Do not be swayed.

• Ask about the procedure of an accident. Some insurance companies offering lower rates do not provide the much needed support more necessary after an accident. This can be a very traumatic time for the policyholder, so you'll want an agent who will be there for you.

• Ask about having your policy renewed annually rather than every six months. This can help by locking in a lower rate over a long period time.

Although the price is almost always the bottom line, the service provided is second place when it comes to car insurance. By requesting quotes to take note of how the agent pays attention to questions and requests. This can often be a good indicator of the type of service you receive in the future.

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