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As the summer holiday season is to us, many tourists are already counting the days until your bags and head from the sun.

Unfortunately, Vacation is not always as planned, in 2007 the three complaints received by Tesco travel insurance, were for lost luggage, which accounted for 40 percent of claims; medical treatment with 30 percent and 20 percent cancellations.

Tesco Travel insurance form has compiled a list of Frequently Asked Questions its policyholders, these include.

If my flight, ferry or train is delayed, what do I do?

At the time of the delay occurs, make sure obtain written confirmation from the airline, train or ferry company, giving exact details of the plea and the length of the delay, and transmit these information to your insurer. Check with the company, as sometimes travelers receive vouchers entitling them to free refreshments.

While I'm away from home, what I do in case of loss or theft of my belongings?

The most important thing is that you must report any loss or theft to the police within 24 hours. If you are unable to contact the police, you should call your representative either tourist or hosting provider or transportation – for example, the company air or ferry company who was traveling with.

What if I need medical care abroad?

If the state of health seems to be serious, you should call our Emergency Helpline 0044 870 024 2796 (001 866 496 5249 for USA), as soon as possible for advice and assistance. Travel Insurance Tesco has treated clients for blood poisoning in Turkey, heart attacks in Mexico and traffic accidents in the U.S.. For the younger doctors treatment, you should pay bills yourself and keep receipts as this will help us deal with your claim.

Does Tesco Travel Insurance meet the conditions existing medical?

Tesco Travel Insurance does not cover claims relating to current medical conditions. This includes common diseases such as asthma and diabetes. If any of these apply to you do not worry, you can still call us for a great value as listed in the 0845 300 8800.

What is a franchise of travel policy?

This is the part of the statement that you agree to pay – we cover the remaining amount until the limit of their coverage. Our claims consultants will tell you the amount of excess and data can also be found on its political agenda. We will deduct the amount of excess policy the settlement of your claim, or alternatively our appointed specialist or supplier will charge you this amount in our name.

The insurance provider although states, medical conditions that are not covered by your insurance policy, these include

– If the policyholder (s) awaiting surgery or any medical research or treatment, either inpatient or outpatient hospital.

– The policyholder (s) received medical treatment in the past 3 months for an illness or injury or received medical treatment as a hospital last month in hospital.

– The owner the policyholder (s) you are taking medicines or have had a drug prescribed for an existing condition.

– The policy holder (s) who have or have had cancer or a heart-related condition.

Jim Bruce, head of Tesco Travel Insurance, said: "At this time of year when people are looking forward to his well-earned rest, is more important than ever to reduce the chance of an unforeseen event ruin your vacation. Ensure that they have adequate travel insurance is the first step, and knowing what to do in case of an accident is essential. We hope that, armed with the answers to these frequently asked questions the traveler can relax and enjoy your holiday "

About the Author:

Ruth is an author of several articles pertaining to Travel Insurance. She is known for her expertise on the subject and on other Business and Finance related articles.

Article Source: ArticlesBase.com – Tesco Travel Insurance