united india insurance chandigarh
It's been almost a year since Sunita Bansal, a mother of three underage daughters in India, received a compensation of Rs 18 lakhs as a result of an accident following Claim the death of her husband in a car accident. The money has not reached it.
The compensation is intended to be paid by the Company United Insurance, Sector 17, Chandigarh which had insured the vehicle Sunitaâ € ™ s husband, Pankaj. Instead of providing compensation, the company moved the Punjab and Haryana High Court to challenge the award. The High Court, however, dismissed the appeal. Even after this that the company does not pay money, the UT District Court attached its property.
On 6 October 2005, Pankaj, a resident of Sector 38, was on his way from Jalandhar Chandigarh in his car. The car was driven by Sukhwinder Singh. When Pankaj neared Milan Palace in Maulpur area, a matador hit the car. The accident occurred around 8.30 pm. Killer lights were not working. Pankaj received multiple injuries and died instantly.
Pankaj was 31 then. He spent a small business of surgical equipment and heart and kidney instruments under the brand Analog Delsu.
The insurance company denied any responsibility by saying that at the time of the accident, the matador driver, Balkar Singh, was not holding a valid license. A case demanding compensation was filed on November 7, 2005.
In 2007, the court awarded compensation of 18 lakh rupees. The money has still not been received by Pankaj € ™ s family.
Widowed wife Sunita, meanwhile, has to take care of her three minor daughters and mother-in-law. â € œPankaj was the only support family since his father had expired a few years ago, â € he explains, adding: â € œlife has become miserable for us after his death. While relatives turned a blind eye towards us no chance to seize his property, there was nobody to care for my three daughters and mother-in-law. I had no knowledge of the company. Still donâ € ™ t know everything about her. I never knew how to operate a bank account, but I'm learning.â €
Pankaj and Sunitaâ € ™ s family are not alone. The need for stricter laws to ensure the families of accident victims are adequately compensated by insurance companies willing to pay is increasingly urgent as the safe and increased spreads in developing countries as India.
In the UK, motorcycle ownership is on the rise, but finding adequate insurance can be problematic due to the high accident rate.
Insurers and the police are increasingly concerned as more inexperienced riders range of helmets and leathers. According to the Association of British Insurers, firms paid a £ 22m to meet claims from motorcyclists last year, compared with  £ 19m in 2006.
AA Ian Crowder adds: "Our claims experience clearly shows that there is a growing number of middle-aged men trying to recapture their youth by buying big powerful bikes, which are not used to riding and unable to handle. "
As the largest UK motorcycle insurance specialist, Bennetts, per trip is more dangerous to ride a bicycle to drive a car. "All cyclists know. But they also know that wonderful feeling of freedom you get in a bicycle, "says Mark Fells, director.
Crowder was to add: "There is serious concern about couples who accept a new cycling in particular, sports bikes, or indeed anyone riding after an absence of several years. Insurers are looking for current driving experience to reassure that a pilot is the road-worthy.
About the Author:
Sofia is an author of several articles pertaining to No Win No Fee, Compensation Claims, Personal Injury Claims and other legal articles.
Article Source: ArticlesBase.com – UK and India – Rise in Accident Claims
