used car insurance tips
buy used car from private seller steps need help (after paying).?
Hello, I'm going to buy a car from 07 to a private vendor tomorrow. We will meet at your bank. And I will pay full amount by check. Can anyone tell me what should I bring with me>? and what the steps to register the car to my name? Need to get the DMV to register my car? Can I buy insurance after I get home? Please can anyone give me some advice? Thanks!
First, make sure you have a bachelor's in your name without any encumbrances on it before paying for it. A 07 may have a lien holder. Once you see the title free and clear his name, then you can proceed with the deal. You did not say what state it was from, so that was safer than sorry. While in the bank with the seller, get the title of notary. (Signature of seller notarized) before going to the bank, type or write an official bill of sale with the make, model, serial number, year and price it paid for the vehicle and from whom you purchased the vehicle. What to take to the bank with you and obtain your signature and notarized. (Many states require a "formal" bill of sale, and some states also have things notarized. Carrying too much information to the DMV does not prevent a transfer of title, but not enough will! Assuming that all this has been careful, you also have to have insurance on the car before going to title and register it. That's in every state. He does not have to go with you to the DMV, but it certainly would not hurt. That way (the seller) is that if there is a problem. Make sure the title is properly filled you with your name, address, date of sale, mileage and type signature. BY PLEASE, who does this, be careful not to make a mistake. But if you make a mistake, do not erase, cross out any error or white. In that case, I will ensure that the seller is with you at the DMV. A title is a legal document and any alteration or tampering to the information could invalidate the entire title. Ask what the DMV do with a mistake. If the seller is with you, it will help if you have to sign forms to correct something special. Some states require emmisions inspection, some states require proof of vin before the title and vehicle registration. The buyer is responsible for this. An emissions control, you can handle on their account. A VIN (serial number) is practically equal to the check serial number in the car with the title to make sure it is the right vehicle. If there is a problem with that, you may need the seller. But if you check the windshield (lower drivers side) and make sure it matches the title before going to the DMV, you should be fine. When you say "back home" is in the same state that you are buying the car? If so, then do not pay attention to the following "tip". Out of state purchases, you can go to the DMV with or without the seller, and get a plate out of the temporary state that is usually good for 20-30 days for give the opportunity to conduct that "back home" to the title and vehicle registration in your state. As stated above, you must have insurance on the vehicle before the DMV will issue this. If you still have questions, then go to their website states DMV for answers. I hope that covered most of your questions. I tried to be exhaustive. This is a long and lengthly reply, but asked that any "advice".
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