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As the CEO of NuVision Medspa, a boutique medical spa in Manhattan, Matthew Pruitt has been working with LASIK technology since 1995. Has been evaluated and helped more than 30,000 procedures and has helped countless patients regain their natural vision through LASIK. Here's how to get a significant saving over LASIK through your health insurance plan.
Many patients who are interested in LASIK not know this, but there is a little known benefit health insurance is often not released, traded, or which can specifically benefit people who wish to undergo LASIK.
If a patient decides to have your LASIK procedure performed by a physician who is a preferred supplier for a number of major health insurance carriers may be able to save between 15% to 25% discount on the cost of your LASIK procedure, which is a huge savings that can easily save a patient hundreds or even thousands of dollars. No only is this the case for those who already have vision insurance consultation, but also people who only have basic health coverage through providers such as Blue Cross, Blue Shield, Aetna or could qualify for savings of as long as your doctor is a preferred supplier to qualify within their network and their individual plan.
Since the recession began, such as purchases of big LASIK and other elective medical procedures have made it difficult for many people to pay. But at the same time, the correction of vision remains the same life-altering and more important than ever. Consistent and uniform way, our mission has NuVision always been to make LASIK affordable for all, and announcements of this little-known types of insurance programs for people is just another way that we can do to help our patients get the procedures they need.
A perfect example of this savings is a patient who may have VSP, a type of insurance vision care offered, depending on your plan, 15% to 25% discount on the cost of LASIK. So once everything was up, people can save 30% to 50% discount on the cost of your procedure through the use of insurance plans that they already pay anyway.
Another example for someone who has no vision coverage is someone who only have standard health insurance. Dr. Jackson [NuVision's chief medical officer] is an ophthalmologist Aetna preferred. For example, if you call your company insurance you can know that doctors are preferred suppliers, as Dr. Jackson is with Aetna and then match that list ophthalmologists offer LASIK in your area, then you may qualify for significant savings, even without any previous vision insurance coverage.
For the best chance of obtaining this type of operations, patients should call their insurance provider first to determine which are the subject of physicians. Then, when they enter the doctor must notify the Staff at all insurance plans they have today. Thus, the office staff can go ahead and give the patient the best benefits to maximize your savings.
Flexible spending accounts and the FSA
The other thing that goes along with health insurance is the FSA or flexible spending accounts that people can use specifically for medical procedures. A lot of people use these accounts when they have young children. But if you have deductibles, then that can actually pull This pre-tax dollars and use that money towards medical procedures and LASIK surgery is a medical procedure for an FSA approved.
And a lot of people are not aware of that because they think that LASIK surgery is considered cosmetic. Although the case of some insurance companies simply because they will not be out of pocket expenses, the government believes that LASIK something that is refundable and appropriate for use with flexible spending accounts.
Much of this talk about health insurance coverage and LASIK has arisen because of the health debate in Congress, where people are talking about lowering the cost of patient care. Between the recession and talk of reducing the cost of care, it is increasingly clear that many people who are losing savings that could otherwise obtain simply because they know they qualify.
The information in the article is not intended to substitute for the medical expertise and advice of your doctor. We encourage you to discuss any decisions about treatment or care with appropriate health care provider.
About the Author:
Matthew Pruitt is a writer for Yodle, a business directory and online advertising company. Find a plastic surgeon or more plastic surgery articles at Yodle Consumer Guide. Health Insurance For LASIK
Article Source: ArticlesBase.com – Health Insurance For LASIK
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